ЁЯМ╕ Creative Monthly Budget Plan

 



ЁЯМ╕ Creative Monthly Budget Plan


1. Income Sources


Salary: ₹ ______


Side Hustle: ₹ ______


Other: ₹ ______

Total Income: ₹ ______


2. Fixed Expenses (Must Pay ЁЯТб)


CategoryAmount (₹)NotesRent / EMIElectricity & WaterInternet / PhoneInsurance 


3. Variable Expenses (Flexible ЁЯОи)


CategoryBudget (₹)Actual (₹)NotesGroceriesTransportMedicalEducation 


4. Personal & Lifestyle ЁЯМИ


Savings Jar (Future Dreams ЁЯТн): ₹ ______


Entertainment (Movies, Dining ЁЯН┐): ₹ ______


Self-Care (Salon, Gym, Hobbies ЁЯО╢): ₹ ______


Shopping (Clothes, Sarees ЁЯСЧ): ₹ ______


5. Savings & Investments ЁЯТ░


Emergency Fund: ₹ ______


Gold / FD / RD: ₹ ______


Stocks / Mutual Funds: ₹ ______


6. Creative Tracker ЁЯУК


✅ Green – Stayed under budget


⚠️ Yellow – Slightly over


❌ Red – Overspent


(You can even color-code each month for motivation!)


ЁЯСЙ You can keep this in a notebook, Excel sheet, or even decorate it like a bullet journal with stickers & drawings (savings jar doodles, progress bars, etc.).




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